Disclaimer

Past performance does not guarantee future results.

Financial planning involves risk and individual circumstances vary significantly.

General Information Disclaimer

This website provides general information about financial planning services and should not be considered as personalized financial advice.

The information presented on this website is for general informational purposes only and does not constitute professional financial advice. Every individual's financial situation is unique, and what works for one person may not be suitable for another. We strongly recommend consulting with qualified financial professionals before making any significant financial decisions. Our subscription service provides analytical reviews and consultations, but does not guarantee specific outcomes or results.

Limitation of Liability

By using this website and our services, you acknowledge and agree to the following limitations on our liability:

  • We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services
  • Our liability is limited to the amount you have paid for our subscription service in the preceding 12 months
  • We make no warranties regarding the accuracy, completeness, or timeliness of information provided
  • You assume full responsibility for any financial decisions made based on our consultations or materials

Information Accuracy and Currency

While we strive to provide accurate and current information, financial markets and regulations change rapidly. Information on this website may become outdated without notice, and we cannot guarantee its accuracy at all times.

We make no representations or warranties about the accuracy, reliability, completeness, or timeliness of any information contained on this website.

Professional Advice Limitation

Our services are designed to provide analytical reviews and general guidance, but should not replace professional financial advice tailored to your specific circumstances.

  • We do not provide tax advice and recommend consulting with qualified tax professionals
  • Legal implications of financial decisions require consultation with appropriate legal counsel
  • Our consultations are educational in nature and do not constitute formal financial planning services

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This website may contain links to external websites or references to third-party services that are not under our control.

We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your use of external links is at your own risk.

Results and Outcomes Disclaimer

Individual results may vary.

We cannot guarantee specific financial outcomes or results from using our subscription service. Your success depends on various factors including your commitment, financial situation, and market conditions.

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Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on this website. Your continued use constitutes acceptance of any modifications.

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Contact Information for Disclaimer Queries

If you have questions about this disclaimer or need clarification on any points, please contact us using the following information:

Email: contact@yoranqivesth.com

Phone: +61 337-651-807

Address: Level 15, 120 Collins Street, Melbourne VIC 3000

This disclaimer was last updated on August 20, 2025