Privacy Policy

Introduction to Our Privacy Practices

At yoranqivesth, we understand that your privacy is fundamental to building trust in our financial planning services.

This privacy policy explains how we collect, use, protect, and manage your personal information when you use our website and subscription services. We are committed to maintaining the highest standards of privacy protection in accordance with Australian privacy laws.

Information We Collect

We collect different types of information to provide and improve our financial planning services:

• Contact information including name, email address, phone number, and mailing address
• Financial information relevant to your planning goals and current financial situation
• Technical information such as IP address, browser type, and website usage patterns
• Communication records including consultation notes and correspondence history

How We Use Your Information

Your personal information is used exclusively for the following purposes:

• Providing personalized financial planning consultations and analytical reviews
• Communicating with you about appointments, service updates, and relevant financial information
• Improving our services based on feedback and usage patterns
• Complying with legal obligations and regulatory requirements in Australia

Legal Basis for Processing

We process your personal data based on the following lawful grounds:

Primary Legal Basis: We process your data on the basis of consent and legitimate business interests in providing financial planning services.

Data Sharing and Disclosure

We do not sell your personal information. We may share your data only in these limited circumstances:

• With trusted service providers who help us deliver our services (under strict confidentiality agreements)
• When required by law or to comply with legal proceedings and regulatory requirements
• To protect our rights, property, or safety, or that of our clients or others

Data Security Measures

We implement comprehensive security measures to protect your personal information, including encryption, secure servers, regular security audits, and strict access controls. Our team receives regular training on privacy and security best practices to ensure your data remains protected.

Your Privacy Rights

Under Australian privacy law, you have the following rights regarding your personal information:

• Access your personal information and request copies of data we hold about you
• Correct or update inaccurate or incomplete personal information
• Request deletion of your personal information under certain circumstances
• Object to or restrict certain types of processing of your personal data
• Withdraw consent for data processing where consent is the legal basis

Cookies and Website Analytics

Our website uses cookies to enhance your browsing experience and provide personalized content.

For detailed information about our cookie practices, please refer to our separate Cookie Policy available on this website.

Data Retention Policy

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Financial consultation records are typically retained for seven years in accordance with Australian business record requirements.

Children's Privacy Protection

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we discover that we have inadvertently collected such information, we will delete it promptly.

Changes to This Privacy Policy

We may update this privacy policy to reflect changes in our practices, technology, or legal requirements. We will notify you of any material changes through email or by posting a notice on our website before the changes take effect.

Contact Us About Privacy

If you have questions about this privacy policy or want to exercise your privacy rights, please contact us: